Use this guide if you are not sure where your money goes each month or you want a clear plan before payday. Have your last two or three months of bank statements, payslips or income records, and a spreadsheet or sheet of paper ready.
Step by step
List all your income
Write down every regular amount that comes in after tax, including wages, self-employed income, benefits and any regular support. If your income varies, use the lowest typical month rather than the average. This gives you a safe starting figure.
The rest of this guide is for members
This guide continues with 4 more sections. Unlock this guide and all 207 ABCDayZ guides with checklists, troubleshooting and next steps.
£3.99 for 1 month or £29 for 12 months. One payment, no automatic renewal.
Unlock all guidesAlready a member on another device? Open your personal access link. Bought Programming with AI? Your first month is included.