Use this guide if you have a wallet full of loyalty cards but rarely notice any benefit, or you are curious about cashback sites. Have your phone, a list of where you shop most often and your email login ready.
Step by step
Keep only the schemes that match your real spending
List the five shops, apps or services where you spend most in a typical month. Keep the loyalty schemes for those places and delete or ignore the rest, because points spread thinly across many schemes rarely add up to anything usable. Put the cards you keep in one wallet app or on a single keyring so you never miss a scan.
The rest of this guide is for members
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