Use this guide soon after you and a partner separate, whether you were married, in a civil partnership or living together. You need a list of joint accounts, bills, debts and any property or savings you share. This guide covers the practical steps; for dividing property, pensions or child maintenance, get legal or specialist advice.
Step by step
Make a list of everything shared
Write down every joint bank account, credit card, loan, overdraft, mortgage, tenancy, utility, broadband, phone contract, insurance policy and subscription, with who is named on it and how it is paid. Add savings, pensions and valuables you both contributed to. This list will be the basis for every conversation and decision that follows.
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