Use this guide if you have an emergency savings buffer, no expensive debt and money you can leave untouched for at least five years. You need your National Insurance number, bank details and some idea of how much you can invest each month.
Step by step
Check you are ready to invest
Investing makes most sense for money you will not need for at least five years, because values can fall as well as rise. Before you start, make sure you have an emergency buffer in easy-access savings and have paid off expensive debts such as credit cards. If you are unsure, MoneyHelper has free guidance on whether investing suits your situation.
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